The Pension Checker 2025-2026

PENSION CHECKER

Know what you’re entitled to. Maximise your pension with clarity and confidence.
Pension Checker by FACES

At Financial Aged Care Entry Solutions (FACES), our role is to help Australians understand how the Age Pension system works and what they may be entitled to under the current rules.

Pension Checker is a structured, paid fact-finder that applies the latest Centrelink thresholds and assessment rules to the information you provide — allowing you to see where you stand before completing any application.

Unlike free online calculators, Pension Checker delivers clear, documented results and removes the guesswork around pension eligibility.

At the end of this form, you’ll be able to choose how you’d like to proceed — either managing the application yourself using the information provided, or having FACES prepare the Centrelink forms for you.

What Pension Checker provides

A personalised pension estimate based on the information you supply
A PDF summary of your results for your records
A FACES pension information sheet explaining key rules and common misunderstandings
Current Centrelink Age Pension application forms, ready for review

If your estimated pension entitlement is $0, you will not be required to pay to proceed.

We do not lodge applications or upload personal documents on your behalf.

Why this matters

Many Australians never formally confirm what they are entitled to under the pension system. Understanding your position early can help avoid confusion, delays, and unnecessary stress — particularly when dealing with Centrelink for the first time.
Consent
Privacy & Consent

By submitting this form, you consent to Financial Aged Care Entry Solutions (FACES) using the information you provide to generate a pension estimate based on your declared financial position.

FACES does not lodge Centrelink paperwork on your behalf. All estimates and information provided are for guidance only. You remain responsible for all Centrelink applications, updates, and submissions.

Your information is securely stored using encrypted systems (including Jotform and Stripe) and handled in accordance with the Australian Privacy Principles and our Privacy Policy.

To review our Privacy Policy, please visit:

www.facesbne.com.au
I agree to the above and the FACES privacy policy.*

I agree
Please verify that you are human*

Client Information
Name *

First NameLast Name
Name

First NameLast Name
Email*
example@example.com
Age*
Age
Mobile Number*
State or Territory*
Relationship Status
Status*
Homeownership Position
Do you own your home*

YesNo
Total Financial Assets
Bank Account
Superannuation
Other Superannuation
Shares
Term Deposit
Hidden Financial Assets
Financial Assets
Total Assets
Home
Investment Property
Car Value
Home Contents Value
Hidden Total Assets (House exempt)
Total Assets (House Exempt)
Deemed Income

From Total Financial Assets (House Exempt)
Deeming Threshold
Maximum Pension
-> Deeming lower Calc
-> Deeming Upper Calc
Total Deemed Income
Income

Total income will include Total Deemed Income
Annuity
Overseas Pension
Other
Total Income hidden
Total Income
Pension entitlement under the Asset Test

Pension Calculation
-> Lower Asset Threshold
-> Upper Asset Threshold
Calculated Asset Test Pension Hidden
Asset Test Pension
Pension entitlement under the Income Test

Pension Calculation
Income Free Area
Calculated Income Test Pension Hidden
Income Test Pension
Asset Test vs Income Test

Determine Final Pension Payable the lesser of the Asset Test vs Income Test is what's payable.
Estimated Pension Payable Hidden
Estimated Pension Payable
Pension Checker Summary
Pension Checker Estimate payable Per Fortnight Hidden
Based on your statement of position.
Pension Checker Fortnightly Pension Payable
Additional Information Box
Your Pension Checker is ready. Payment is the final step to generate your PDF summary and resources.

Final Step - Payment

Choose how you'd like to proceed*

Self-Managed Pension CheckerYou complete the Pension Checker and manage the Centrelink forms yourself using the information and documents provided.

$99.00AUD

FACES-Prepared Pension FormsYou complete the Pension Checker, and we prepare the relevant Centrelink Age Pension financial application forms based on your information. Forms are returned electronically for your review, signature and submission.

$399.00AUD

Total

$0.00AUD

Credit Card Details
First Name	Last Name
Credit Card Number	Security Code
Card Expiration

Important Disclaimer
This tool provides an estimate only based on the information you provide.
It does not guarantee what Centrelink will assess or approve.
FACES does not represent Centrelink and does not lodge forms on your behalf.
Actual pension payments may vary depending on your circumstances and Centrelink’s final assessment.

The age where the pension is payable in Australia is 67.
Should be Empty:

PENSION CHECKER

Consent

Client Information

Relationship Status

Homeownership Position

Total Financial Assets

Total Assets

Deemed Income

Income

Pension entitlement under the Asset Test

Pension entitlement under the Income Test

Asset Test vs Income Test

Pension Checker Summary

Your Pension Checker is ready. Payment is the final step to generate your PDF summary and resources.

Final Step - Payment